
There are many reasons why you might be seeking a remortgage. More and more of us are falling into debt as a result of poor financial decisions, misfortune or just plain bad luck. A remortgage could be of help to those who have struggled with debt in the past. Some of the reasons we can fall into debt include:
Money is central in our society – it can offer us opportunity or it can bring stress and anxiety. If you want to clear debt and make a fresh start, there are steps that you can take. It might be just a few credit cards or a loan, it could be the hangover of your student days, or you could be in serious debt facing repossession. There are solutions no matter what your situation – even if you have a history of bad credit, speak to a remortgage advisor.
If you want to spruce up your home because you are making a fresh start, a remortgage could help. It might be just that you want to desperately redecorate, make much needed repairs, or that you want to extend your home for extra space. You could be working from home and need a home study, have a new baby and need extra sleeping quarters or just long for the quality of life a new conservatory could bring. Just because you have a bad credit history doesn’t mean you can’t create your dream home too – a remortgage could help.
Whatever the reasons behind your desire for a fresh start in life, just because you have had a poor credit history doesn’t mean you aren’t able to make the changes you want. If money is standing in your way and you can’t find a mainstream bank or building society to help you, it could be worth speaking to a specialist remortgage advisor so that you can raise the much needed funds for your fresh start
Consolidating your debts by remortgaging may mean you will pay more over the term of the mortgage than you otherise would
have.
The overall cost for comparison is 10.4% APR
The actual rate available will depend upon your
circumstances. Ask for a personalised illustration.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up
repayments on your mortgages.
For mortgage advice we charge a fee which is usually £250.