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Debt Consolidation...

If you are looking for debt consolidation or debt solutions, you could consider a remortgage.

Finding ways to get your debt repayments under control is difficult. If you have a home and you don’t want to go to the extreme resort of having to sell your property, a remortgage might be the answer to your debt problems.

Bad credit – Life of misery

Debt and bad credit can lead to a life of misery – feeling out of your depth with debt can lead to illness from stress and even depression. If you end up having to lose your home, you could end up, at worst, homeless and spiralling into a life of poverty. It’s an extreme case scenario, but it’s easy for debt to get out of control. A remortgage could hep you.

remortgage – expertise and advice

Remortgaging is a common way to release equity or lower your monthly payments. But if you have a black mark on your credit history, you will need to go through a specialist remortgage company who deal with people in your situation. A company that has expertise in finding remortgages can offer you:

• Expert advice

  Choose a company regulated by the Financial Services Authority for fair and impartial advice as well as a clear explanation of what a remortgage means for you.

• Find the best remortgage

  With a range of remortgages available, they can help select the right one to suit your circumstances and compare and contrast the remortgages available to ensure you get the best deal

• Assess your debt

  A remortgage advisor will help you assess your debts and decide on how much money you need to raise.

remortgage – the risks

A remortgage uses the equity in your home as security against the loan. You need to ensure you are able to meet the monthly repayments. A remortgage can help you borrow money at a favourable rate, leaving you with one, affordable monthly payment instead of a myriad of debts with varying interest rates.

remortgage – Simplify your life

If you want to simplify your life, remortgage advice could help. Not having a sense of control over your finances, can seep into the rest of your life. Debt can:

• Cause anxiety, stress and even depression
• Have a knock on effect on family and friends
• Create a sense of desperation and despair

Consolidating your debts by remortgaging may mean you will pay more over the term of the mortgage than you otherise would
have.
The overall cost for comparison is 10.4% APR
The actual rate available will depend upon your
circumstances. Ask for a personalised illustration.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up
repayments on your mortgages.
For mortgage advice we charge a fee which is usually £250.

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	Have you... Had a ccj or dafault registered against you? Missed any loan or mortgage payments in the last year? Been declared bankrupt or been in an IVA?
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